OPIC mobilizes America's private sector to advance U.S. foreign policy and development initiatives. Projects supported by OPIC expand economic development, which encourages political stability and free market reforms. OPIC-supported projects also help support American jobs and generate exports. At the same time, OPIC promotes U.S. best practices by requiring projects to adhere to international standards on the environment, worker rights, and human rights.

OPIC provides financing through direct loans and loan guaranties for medium and long-term private investment. Loans range from $100,000 to $250 million for projects sponsored by U.S. companies, and financing can be provided on a project finance or corporate finance basis. In most cases, the U.S. sponsor is expected to contribute at least 25 percent of the project equity, have a track record in the industry, and have the means to contribute to the financial success of the project.

To address the lack of sufficient equity investment in emerging markets, OPIC has supported the creation of regional or sectoral funds that make direct investments in new, expanding, or privatizing companies. These investment funds, which are privately-owned and managed, provide long-term growth capital, serve as a catalyst for private sector economic activity, and encourage the creation of new markets and opportunities for American companies.

OPIC recognizes that small businesses looking to invest overseas have unique requirements. To help meet these needs, OPIC can provide eligible businesses special financing and political risk insurance products which feature enhanced customer service, flexible coverage, and easier access to OPIC services through a streamlined approval process.